Credit Report

Request a free credit report at or by calling 1-877-322-8228.  Consumers are entitled by law to one free credit report per year from each of the three major credit bureaus (Equifax®, Experian®, and TransUnion® ) for a total of three reports every year.

Contact information for the credit bureaus and additional information regarding disputing credit report errors or how to build a better credit report can be found on the Federal Trade Commission (FTC) website,


Identity Theft

Refer to the Federal Trade Commission's Identify Theft site and action plan for steps to take if you suspect someone has stolen and is using your personal information.  Act quickly to limit the damage. is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process.