Approved Credit Counseling

About Pre-Filing Bankruptcy Counseling

Under federal law, you are required to obtain credit counseling from a qualified non-profit agency before filing for bankruptcy.  Failure to do so may result in the dismissal of your case, loss of filing fees, limitations on re-filing bankruptcy, or whether the automatic stay will apply (the "stay" automatically stops lawsuits, foreclosures, garnishments, and most collection activities against the debtor the moment a bankruptcy petition is filed).

The Executive Office for the United States Trustee ("EOUST") regulates and approves agencies authorized to provide such counseling. EOUST approval does not endorse or guarantee the quality of any Agency's services.

For a list of EOUST approved bankruptcy counseling agencies, visit:

www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm