Bankruptcy Video Series

Welcome to the Rhode Island Bankruptcy Court

Welcome to the U.S. Bankruptcy Court for the District of Rhode Island. The Court is located on the 6th floor of the Federal Center building, at 380 Westminster Street in downtown Providence, Rhode Island. Please view this video for information on parking, security processing, clerk's office services and more.

Bienvenidos al Juzgado de quiebra de los EE.UU. para el Distrito de Rhode Island

Bienvenidos al Juzgado de quiebra de los EE.UU. para el Distrito de Rhode Island.
El juzgado se encuentra en el sexto piso del Edificio Centro Federal, ubicado en la Calle Westminster, número 380 en el centro de la ciudad de Providence, Rhode Island.

Bankruptcy Basics - Part 1: Introduction

What is bankruptcy? What happens in a bankruptcy case? Bankruptcy is a legal process that provides relief for individuals who can no longer pay all of their debts. If you are considering bankruptcy, this video will give you basic information about the process, the relief it offers, and how to find the legal help you may need.

Bankruptcy Basics - Part 3: Limits of Bankruptcy

Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information.

Bankruptcy Basics - Part 5: Creditors' Meeting

Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same.

Bankruptcy Basics - Part 7: Court Hearings (Reaffirmation)

In some cases, a debtor may be required to appear at hearings before a bankruptcy judge. 

Learn more about bankruptcy here.

Bankruptcy Basics-Part 9: Legal Assistance

When does someone need a lawyer for a bankruptcy case? Individuals have a right to represent themselves in court, but bankruptcy is a complex area that involves many considerations including whether to file, what chapter to file under, and what exemptions to claim. It is important to understand all of the protections of the bankruptcy code in order to make full use of them. 

Credit Counseling Overview

This video will discuss the requirement for prospective individual debtors to obtain credit counseling in order to file for bankruptcy. Any individual who files for bankruptcy must have received credit counseling from an approved provider within the 180 day period prior to filing for bankruptcy relief.

Asesoría Crediticia

El propósito de este vídeo es reseñar la importancia del requisito de la asesoría crediticia que todo deudor individual debe cumplir para declararse en estado de quiebra.
Para recibir algún alivio de la quiebra y dentro de los ciento ochenta (180) días contados antes de la presentación de la petición, todo individuo deberá obtener servicios de asesoría crediticia de una agencia autorizada.

Bankruptcy Basics - Part 2: Types of Bankruptcy

A brief review of the three main types of bankruptcy cases for individuals chapters 7, 11, and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13 cases, often used by individuals who want to catch up on past due mortgage or car loan payments and keep their assets.

Bankruptcy Basics - Part 4: Filing for Bankruptcy

How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and file a number of documents.

 

Bankruptcy Basics - Part 6: Bankruptcy Crime

A debtor must be honest and accurate in dealing with the court or face serious consequences, including being charged with a bankruptcy crime.

Bankruptcy Basics - Part 8: The Discharge

Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a creditor may not attempt to collect it from the debtor.